Falkin Limited – Terms of Service

Effective Date: July 7, 2025

Company Name: Falkin Limited

Registered Address: Arquen House, 4–6 Spicer Street, St Albans, Hertfordshire, AL3 4PQ, United Kingdom

1. Acceptance of Terms

By accessing or using any Falkin product, service, website, or API (the “Services”), you agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy. If you do not agree to these Terms, do not use the Services.

These Terms may be updated from time to time. Continued use after any change constitutes acceptance of the updated Terms.

2. Who We Are

Falkin Limited is a UK-based company that provides digital tools, including APIs, web apps, and partner-ready interfaces, designed to help organizations improve scam prevention and consumer protection.

Our Services are offered primarily to businesses (“Customers”), including financial institutions, fintech platforms, and security-conscious organizations.

3. Use of Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You are responsible for your use and for ensuring that any users under your control do the same.

You may not (and may not allow others to):

Use the Services to violate any applicable law or regulation
Attempt to gain unauthorized access to our systems or data
Reverse-engineer, decompile, or replicate Falkin’s technology
Use the Services in high-risk environments without our express written consent

4. Intellectual Property

All intellectual property rights in the Services, including software, branding, documentation, and content, are owned by Falkin Limited or its licensors.

Subject to your compliance with these Terms, Falkin grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your internal business purposes.

You may not copy, modify, or distribute any part of the Services unless explicitly permitted in writing.

5. Availability and Support

We strive to make the Services available and reliable, but we do not guarantee uninterrupted or error-free access. Falkin reserves the right to modify, suspend, or discontinue any part of the Services at any time.

Support may be provided via email or other agreed-upon channels, but response times and resolution are not guaranteed unless otherwise agreed in writing.

6. Feedback

If you provide feedback, suggestions, or comments about the Services (“Feedback”), you grant Falkin a worldwide, perpetual, irrevocable, royalty-free license to use, modify, and incorporate that Feedback into our products and services.

You agree that Falkin is under no obligation to implement or acknowledge your Feedback.

7. Disclaimers

The Services are provided “as is” and “as available,” without warranties of any kind, either express or implied. Falkin disclaims all warranties, including merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee the Services will identify or prevent all scams, threats, or fraudulent behavior.

8. Limitation of Liability

To the fullest extent permitted by law, Falkin and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages, or loss of profits, revenue, data, or use, whether in contract or tort.

In no event shall Falkin’s total liability exceed the amount paid by you (if any) for access to the Services in the 12 months preceding the claim.

9. Termination

We may suspend or terminate your access to the Services at any time for violation of these Terms, for suspected misuse, or if required by law.

You may stop using the Services at any time. Termination does not affect any accrued rights or obligations.

10. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of London, United Kingdom.

If you are located outside the UK, you are responsible for compliance with your local laws.

11. Contact Us

For questions or concerns about these Terms, please contact:

Falkin Limited

Arquen House, 4–6 Spicer Street

St Albans, Hertfordshire, AL3 4PQ

United Kingdom

Email: support@falkin.com